Depuis 1969, nous développons et développons une entreprise dont l’objectif est de fournir une couverture juridique abordable et accessible au plus grand nombre de personnes possible. Une partie de rester fidèle à cet objectif est de mettre en place une équipe de base qui croit à cet objectif et pousse vers lui, en gardant la vision de Harland Stonecipher à l’esprit tout en fournissant une certaine expertise et l’inspiration de leur propre.
How do thieves get my information?
There are numerous ways that thieves can obtain personal identifiers. Some are by:
- Stealing physical items such as mail, wallet/purse, smart phone, trash, etc.
- Stealing digital data as when a business computer system is breached, your computer is tainted with malware or a skimmer is placed on a payment card reader.
- Gathering personal information from social networks and data aggregator websites.
- Phishing schemes – tricks to get you to reveal information.
What is Identity Theft?
Identity theft is the fraudulent use of personally identifiable information (PII) by a thief to obtain goods, services, and/or employment; commit a crime; gain a benefit; or prevent revealing the thief’s real identity. PII includes but may not be limited to a consumer’s name, Social Insurance number, date of birth, address, driver’s licence number, telephone number, passport information, birth certificate, student transcript, or medical record.
Are pre-existing issues covered?
Most pre-existing identity theft events are not covered under the full restoration benefit. However, our plans can still provide valuable protection and support. Benefits such as unlimited consultation with a identity theft expert to help you deal with pre-existing identity theft, help placing a fraud alert on your credit accounts and ongoing monitoring to track any new issues provide critical support when you need it most.
If you’ve already experienced identity theft, join immediately and contact our Licensed Private Investigators to prevent additional damage to your finances and reputation.
What is 1 bureau (1B) monitoring?
“1B” monitoring refers to the number of credit bureaus being monitored.
Offering 1-bureau monitoring allows us to keep costs of the IDShield product low and still monitor important data. One-bureau monitoring is effective because it is rare that credit-related identity theft is limited to one event and that one event is reported to only one credit bureau.
With our 1 bureau monitoring plans, IDShield monitors credit reports from TransUnion credit bureau.
Lenders, creditors and many businesses check and submit data that ends up on your credit reports. But not all report to the same credit bureau.
It is important to note that when identity theft is confirmed, the restoration process deals with ALL THREE national credit reporting agencies, so that all of the member’s reports are reviewed and any fraudulent information on the reports is disputed.
How do I know if I’ve been a victim of identity theft?
Sometimes a consumer may think identity theft has occurred when it may not actually have. If there is an account on your credit report that you did not authorize, it is possible that an identity thief used your information to create an account or it could simply be the result of a credit reporting error. You can prove you’re a victim of identity theft if you can confirm that your Social Insurance number or other key piece of your Personally Identifiable Information was used to open a credit card account, obtain a loan, submit health care information or similar unauthorized activity. IDShield members have unlimited consultation with Licensed Private Investigators if they have any questions or concerns regarding the status of their identity.
How does identity theft restoration work?
IDShield has Licensed Private Investigators to provide the best identity restoration possible and undo the damage done by identity thieves. Our IDShield Licensed Private Investigators will work for as long as it takes to restore a member’s identity to its pre-theft status to ensure that they are not held responsible for the debts created by the identity thief. By performing comprehensive restoration services, consumer reports are returned to their pre-theft status and other records are cleared of the activity created by the identity thief.
How does monitoring protect me from identity theft?
Credit report monitoring does not prevent identity theft. However, it’s a tool that can alert you to activity that may indicate identity theft is being attempted or has taken place. If you learn someone used your data to apply for credit, you’ll take steps to prevent future misuse of your data.
Who is covered by the family plan?
The participant, their spouse/partner and up to 10 dependent children under the age of 18. Note that monitoring services are not available for dependent children ages 18-26 but dependent children of the member or members spouse ages 18-26 are eligible for consultation and restoration services only.
Is identity theft the same as credit card fraud?
Identity theft is much more than credit card fraud. It’s the fraudulent use of personally identifiable information (PII) by a thief for the purpose of obtaining goods, services, and/or employment, committing a crime, gaining a benefit or hiding a real identity. It can include a consumer’s name, Social Insurance number, date of birth, address, driver’s license number, telephone number, passport information, birth certificate information, student transcript data and medical record information.