Legal Protection for Consumer Law Matters
Your personal legal plan allows you to contact your provider lawyer to get legal advice for any personal legal matter related to consumer law.
- Health & Car Insurance
- Utility Companies
- Home Contractors
- Credit Card Debt
- Student Loans
- Collection Agency Harassment
- Medical Billing
- CRA Audits
- Tax Refunds
- Tax Liens
- Back Taxes
- Prenuptial Agreements
- Child Support
- Estate Planning for Couples
- Health Insurance
- Car Insurance
- Home and Renters Insurance
- Life Insurance
- Security Deposits
- Property Damage
- Real Estate Contracts
Plans Start at Only $24.95 Per Month
Having a Will does not avoid probate. But, a well-drafted Will can make the process go faster.
If you die without a will, your assets will have to go through the probate process before they are distributed to your family. Even if you have a Will, if it’s not been drafted properly and paired with other estate planning essentials like a trust, your loved ones may spend a significant amount of time and money working through a long probate process they otherwise could have avoided.
Using clear, unambiguous language and following the law to the letter is critical in creating a Will. Because laws vary from province to province, it's also important the lawyer who prepares your Will is familiar with the trusts, estate, and probate laws and practices of your province. Having a lawyer create your Will ensures it’s done correctly and that your family gets the money-saving benefits of proper estate planning.
Trusts are a useful means to avoid probate and are available for estates of any size. A trust can be designed with many goals in mind, including to help you:
- Manage Estate Tax
- Assign Beneficiary Designations
- Care for Children with Special Needs
- Care for Minor Children
- Give to Charity
A lawyer can create the right trust for your specific situation so there are no costly surprises for your family after you pass.
If you’re looking to avoid probate, joint ownership of property can help mitigate disputes over transfer after the death of one party. With joint ownership or joint tenancy, rights of survivorship dictate that the property or bank accounts in question pass to the surviving joint owner automatically, provided that the remaining party clears title or provides the necessary documentation to the bank or institution.
Joint ownership or joint tenancy differs from community property in that community property exists only between married couples. In the case of the death of one partner the disposition of their portion of the communal property is subject to their Will rather than automatic rights of survivorship in states where community property is the law.
A Will communicates your final wishes for your estate including financial and retirement accounts plus physical assets. Without a Will, critical questions of guardianship of children and even pets will be left to the courts.
If you die without a Will or any estate plan, your family may fight over your probate assets. Adding a difficult and costly legal process to that situation can only worsen matters
Family Plans Start at Only $24.95 per month.